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How Digitap ($TAP) disrupts entire payments sector: $TAP to flip Ripple before 2026?

How Digitap ($TAP) disrupts entire payments sector: $TAP to flip Ripple before 2026?

The past week was a wild one for the crypto market. Prices were rising, but then on October 10, 2025, the flash crash sent people into a frenzy. The crash didn’t last long, and many, including most of the top 10 altcoins, started recovering. But now it seems that XRP is at a standstill, as it’s currently showing signs of stagnation and maybe even another incoming red streak. On the flip side is Digitap ($TAP), which was unaffected by recent events and is currently seeing huge demand during its presale.

XRP: All roads seem to lead downward
XRP was greatly affected by the October 11, 2025, crash, with its price falling to $2 as a result. This marked a decrease of nearly 30% for the XRP price in less than a day, and it shook investors considerably.

Namely, between October 11 and October 14, 2025, XRP whales sold 2.23 billion XRP tokens. This was a massive sell-off, but XRP’s price managed to get out of the slump nonetheless.

Since the recovery, the XRP price has been consolidating within the same range, currently trading at $2.45. This marks a 13.14% decrease in the last 7 days, showing that XRP’s price still hasn’t fully recovered. However, analysts believe that it won’t anytime soon, and that it might even go down once again.

Where analysts see XRP’s price in the near future
According to Ali Martinez, XRP’s next resistance level lies at $2.80, while its support level is at $2.10. This could lead to a few scenarios. First, XRP’s price starts showing more strength and reaches $2.80, where it either consolidates or pushes forward, potentially opening a new upward streak. Second, XRP confirms analysts’ beliefs and continues to decrease in price, reaching its support. In that case, if XRP’s price doesn’t manage to hold support and goes under, it could embark on an even longer red streak in the coming months.

Most are leaning toward XRP’s price retracing to support first, as Ali Martinez emphasizes that $2 is where it looks to be heading. So, all in all, XRP’s price could potentially see more downside before it can fully recover again.

The Digitap advantage: A fully-functioning omnibank that could flip Ripple
Digitap is a brand-new crypto ICO that has captured interest from investors since its beginning. One reason many consider it the best ICO in 2025 is that it’s not just a conceptual project but a live platform, with Digitap’s beta app already available to early investors. This is something the market rarely sees, as presales usually wait until after launch to provide investors with something tangible.
And what Digitap offers is something many have tried and failed to do for years – a platform that finally merges crypto and fiat. As the world’s first-ever omnibank, Digitap allows users to hold, store, and spend both fiat and crypto from one place, giving users the best of both worlds (DeFi and TradFi). And now, with Digitap’s Visa card, people will get instant conversions and settlements, spending whichever asset they choose whenever they choose.
The app is already live and available via the Apple App Store and Google Play Store, making it easily accessible to both crypto and non-crypto users. Thus, it’s seen as the best crypto for beginners right now. But crypto and traditional finance & banking are not the only markets Digitap can “tap.”
With its crypto card and AI-powered routing system, Digitap also slashes cross-border payment fees from the industry average of 6.2% to under 1%. So, experts believe that Digitap could capture a large part of that market, in addition to the crypto and finance & banking sectors.
Because of all this, experts say that $TAP might have a shot at flipping XPR before 2025, essentially becoming a top 5 cryptocurrency as it does. And investing in $TAP now gives people the chance to catch this potential massive move from start to finish.

The future of payments: How would $TAP’s journey look in different scenarios

For their bear forecasts, surprisingly, they still see $TAP’s price rising, although the wider negative market sentiment will stunt it. They say that $TAP’s incredible utility could still help it rise by 2x-5x even in this case. 
For their base forecasts, they see $TAP’s price bringing 20x-30x gains, assuming Digitap manages to execute its roadmap as planned. This includes moderate adoption, typical market volatility, and a steady flow of new users.
As for their bull forecast, they see $TAP’s price potentially exploding, bringing as much as 100x gains in just a few months. This scenario involves an overly optimistic market where Digitap sees massive user adoption, listings on major exchanges, and breaching three multi-billion-dollar industries.
All in all, the outlook is very positive, which is why many see $TAP as one of the best cryptos to invest in 2025.
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Is the future of payments really here? It just might be
The utility that Digitap offers is truly one of a kind, and it’s a goal that the market has wanted to achieve for years. And since Digitap finally does so, merging not two but three multi-billion-dollar markets into one app, it could be on its way to truly changing the payments sector forever.
With this kind of potential under its sleeve, Digitap is emerging as one of the top cryptos to buy right now, and the market looks like it’s certainly paying attention.
Discover how Digitap is unifying cash and crypto by checking out their project here:
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Disclaimer: This is a paid post and should not be treated as news/advice.

Next: Is XRP’s price bottom in sight – Here’s what on-chain data says

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